Frequently Asked Questions

Get comprehensive answers to your Medicare questions

What is Medicare and who is eligible?

Medicare is the federal health insurance program that provides coverage for millions of Americans. Understanding eligibility is the first step in your Medicare journey.

Primary Eligibility Requirements

  • Age 65+: Most people become eligible at age 65
  • Citizenship: Must be a U.S. citizen or legal resident
  • Residency: Lived in the U.S. for at least 5 consecutive years

Under 65? You May Still Qualify

You can qualify before age 65 if you have:

  • Received Social Security Disability Insurance (SSDI) for 24 months
  • End-Stage Renal Disease (ESRD) requiring dialysis or transplant
  • ALS (Lou Gehrig's disease) - immediate eligibility

💡 Pro Tip

Even if you're still working past 65, you may need to enroll in certain parts of Medicare. We can help you navigate this decision based on your employer coverage.